Florida Homestead Portability: What Sanibel Homeowners Should Know

Thinking About Moving Within Florida? Your Homestead Portability Benefit Could Make It Easier For many Florida homeowners, one of the biggest hesitations around moving is a simple question: What happens to my property taxes if I buy another home? If you currently have a Florida homestead exemption,

New FEMA Tool Helps You Get Covered

FEMA Launches New Tool to Make Flood Insurance Easier to Access Flooding is the most common and costly disaster in the United States. For property owners on Sanibel and throughout Florida’s coastal regions, flood insurance is not just smart, it is essential. With hurricane season approaching, FEMA i

Florida Homeowners Get Relief with Insurance Rate Reductions in 2025

Good news for Florida homeowners—insurance rates are finally showing signs of relief! Governor Ron DeSantis recently announced that Citizens Property Insurance Corp. will be reducing rates by an average of 5.6% statewide in 2025. This marks a positive shift for the Florida insurance market, which ha

Understanding Your Southwest Florida TRIM Notice: What Homeowners Need to Know

If you’re a homeowner in Lee County, Collier County, or Sanibel & Captiva Islands, you’ve likely received yours and might be wondering: What does this mean for my property taxes? How is my home’s market value determined? Can I challenge my assessment if it seems too high? Let’s break it down so you